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thalorique

Building Better Financial Futures

Six years of helping Australians transform their relationship with money

We started thalorique in 2019 with a simple belief: financial wellness isn't about following someone else's rules. It's about understanding your own patterns, building sustainable habits, and creating a system that actually works for your life.

Start Your Journey

Why We Do This Work

Back in 2019, our founders noticed something troubling. People were getting plenty of financial advice—budgeting apps, investment tips, debt strategies—but somehow still struggling with the same problems month after month.

The missing piece wasn't knowledge. It was understanding how our brains actually handle money decisions. Why do we overspend when we know better? Why do good intentions fall apart by February? Why does financial stress feel so overwhelming even when the math seems manageable?

"We realized that lasting change happens when you work with your natural tendencies instead of fighting against them."

That's when we started focusing on the psychology behind financial habits. Not just what to do, but how to make it stick. Our approach combines behavioral science with practical money management—because understanding why you make certain choices is the first step toward making better ones.

Team discussion around financial planning documents and charts

What Guides Our Approach

Real-World Focus

We design strategies around how people actually live, not how financial textbooks think they should live. Your solution needs to work on busy Tuesdays and stressful months.

Sustainable Change

Quick fixes create temporary results. We help you build systems that become second nature—the kind of habits that stick even when motivation wanes.

Individual Solutions

Your financial personality is unique. What motivates your colleague might frustrate you. We create approaches tailored to how your mind works with money.

The People Behind the Process

Our team combines financial expertise with behavioral psychology training. But more importantly, we've all been where you are.

Every member of our team has wrestled with their own financial challenges—from impulse spending to investment anxiety to the stress of major financial decisions. We bring both professional knowledge and personal experience to every conversation.

We're not here to judge your past choices or lecture you about what you should have done. We're here to help you understand what you want to do differently and build a realistic plan for getting there.

Financial consultation session with documents spread on table
Fletcher Thorne, Senior Financial Advisor

Fletcher Thorne

Senior Financial Advisor

Specializes in habit formation and spending psychology. Former overspender who learned to work with his impulses rather than against them.

Caspian Vale, Behavioral Finance Specialist

Caspian Vale

Behavioral Finance Specialist

Focuses on investment psychology and long-term planning. Helps clients navigate the emotional side of financial decisions.

Our Promise to You

We won't promise overnight transformations or miracle solutions. What we will do is listen to your actual situation, understand your specific challenges, and work with you to build financial habits that fit your real life.

Some clients see changes in weeks. Others need months to build new patterns. We'll move at whatever pace makes sense for you, because lasting change happens when you're ready for it—not when someone else thinks you should be.

Client meeting discussing financial goals and progress Financial planning session with charts and analysis
Ready to start?
Call us at +61 8 9524 7575
Email: info@thalorique.com
40 Mort St, Braddon ACT 2612